This material has been prepared for informational purposes only, and is not intended to provide, and should not be relied on for, tax, legal or accounting advice. and its affiliates do not provide tax, legal or accounting advice. Investing involves market risk including possible loss of principal, and there is no guarantee that investment objectives will be achieved. ĥ A “qualified distribution” is any payment or distribution from your Roth IRA that meets the following requirements:ġ) It is made after the 5-year period beginning with the first taxable year for which a contribution was made to a Roth IRA set up for your benefit, andĢ) The payment or distribution is: a) Made on or after the date you reach age 59½, b) Made because you are disabled (as described in IRS Publication 590-B), c) Made to a beneficiary or to your estate after your death, or d) One that meets the requirements listed for first home purchase (as described in IRS Publication 590-B) up to a $10,000 lifetime limit. Please refer to the IRS website for applicable limits. Your Roth IRA contribution may be limited based on your filing status and income. Ĥ You cannot deduct contributions to a Roth IRA.

Morgan Self-Directed Investing account.ģ Deductibility may be limited if you (or your spouse, if you are married) are covered by a retirement plan at work and your income exceeds certain levels. For information about options trading, including the risks, please review the 'Characteristics and Risks of Standardized Options.'Ģ Transfer eligible cash and/or securities from an external account to your new J.P. Before buying and selling options, investors should understand all of their rights and obligations associated with trading options.

See online-investing pricing for terms and conditions.ġ Options trading involves risk is not suitable for all investors and is subject to approval. Other fees and restrictions (including account types) apply. Offer terms and pricing are subject to change and/or termination. There are costs associated with owning certain investments, including mutual funds and ETFs. Sales are subject to a regulatory transaction fee of between $0.01 and $0.03 per $1,000 of principal. Option trades are subject to a $0.65 per-contract fee. listed stocks, Exchange-Traded Funds (ETFs), and options. New money must be transferred within 45 days of coupon enrollment date.Ģ) At day 45 from coupon enrollment, the bonus tier will be determined in the following manner: New money inflowsģ) The new money balance must be maintained in the account at 90 days from the coupon enrollment (losses due to trading or market fluctuation will not be taken into account).ĭISCLOSURES: **Commission-free online trades apply to trading in U.S. Morgan Self-Directed Investing account with new money of $5,000 or more by moving cash, transferring securities, or rolling over existing retirement assets from another institution. To receive the cash bonus:ġ) Customers must open and fund a new J.P. Morgan Automated Investing or any account opened with a J.P. To enroll in the up to $700 offer, you must open an account through this page. Morgan Self-Directed Investing account (General Investment, Traditional IRA, or Roth IRA). Offer eligibility and restrictions: *Cash promotion is limited to one per customer and can only be applied to one new J.P.

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